Career and Technology Studies Grades 10-12

Proper financial management is crucial in making timely, well-informed decisions in response to changing conditions. Surprisingly, many business owners look at financial reports only at year-end. That lack of attention is putting their businesses at risk,

Learn what a business bank account is, why your business needs one, and how to open one with your bank.

Learn everything you need to know about cash flow management, regular financial planning and budgeting. Build a more resilient and profitable business by mapping out your finances and finding areas of improvement.

Expenses can pop-up, supplies can suddenly be hard to find, or delivering the most value to customers can involve some expensive choices. Businesses can run out of money -- it happens. But it doesn’t have to happen to us.

So, what are taxes? Why do we pay taxes? What is all that tax money used for? This week, Adriene is going to cover all that and more. We'll talk about types of taxes, progressive and regressive taxes, tax brackets, and we'll even get into a few historical scenarios where bad tax policy led to revolutions.

Teach the basics of financial technology, peer-to-peer payments and how the Bank keeps your payments safe with this video and discussion guide for secondary students.

GetSmarterAboutMoney.ca is an Ontario Securities Commission (OSC) website that provides unbiased and independent financial tools to help you make better financial decisions

A free e-book from the Business Development Bank of Canada that will give you insights into what lenders and banks look for when evaluating you for a business loan to help you prepare a successful loan application.

A useful article focused on the pressures of financially managing a growing business.

Business owners normally think the information is just for taxes or financial statements but analyzing your profitability should be an integral part of decision-making in any company.

Resources to help you with your financial planning, accounting, budgets and more.

CanadaOne is dedicated to helping people start, run and grow successful businesses in Canada, from high-growth start-ups to home-based business owners.

A free e-book from the Business Development Bank of Canada that supports entrepreneurs in learning ways to manage cash flow for your business. Learn how forecasting sales and inventory and shortening customer payment terms can improve your cash conversion cycle.

All the tax information you could ever need from Revenue Canada -- with links to even more information!

Overview of personal and business taxes and levies, Alberta’s tax advantage and links to programs and services

What is money—when you really stop to think about it? To understand how money works, and what it ultimately represents, we need to strip it down to its very basic function.

Supply and demand is part of the very bedrock of an economy. It's what generates the price of any product or service.

Bankruptcy information from the Office of the Superintendent of Bankruptcy Canada

Financial planning gives you more leeway to seize opportunities, adapt to change and weather downturns. These articles will show you how to turn your finances into a fountain of strength, rather than a source of worry.

We’re used to competitions with clear winners and losers: baseball games to pie-eating contests. In business, though, there isn’t just one winner. So as entrepreneurs, we have to take stock in the middle of the competition, and ask the question: “how competitive am I?”

Why are all the gas stations, cafes and restaurants in one crowded spot? As two competitive cousins vie for ice-cream-selling domination on one small beach, discover how game theory and the Nash Equilibrium inform these retail hotspots.

Baffled by bitcoin? Confused by the concept of crypto-currencies? Well, fear no more. In 190 seconds we explain what bitcoin actually is, where the idea came from and the impact it's having around the world.

So what is cryptocurrency? How does bitcoin differ from money in the bank? This video from CBC explains.

A more complex explanation about cryptocurrencies and how they work.

A blog written by teens for teens about cryptocurrency and financial literacy.

This tool lets you investigate savings account earnings, credit card debt, and a stock market simulation. Type in a principal amount plus monthly contributions/payments. You will see your earnings or debt over time.

A great game where students set up their own coffee shops and must pay attention to costs, price points, and the tastiness of their product.

Financial Soccer (Canadian Edition) is a multiple-choice question game; it tests students' knowledge of financial management skills as they advance down the field and try to score goals.

This NFL-themed video game was developed by Visa. Students of various ages can test their money management skills by answering financial questions that allow them to move down the field and score touchdowns.

To franchise or not to franchise? That is the question that entrepreneurs must ask. Learn about the pros and cons of this business opportunity.

A business reviewer looks at the business considerations that entrepreneurs should think about before investing in the franchise.

A video by Slim Chickens that they use to promote their franchises to entrepreneurs.

An interesting article about why the popular Chipotle restaurant chain will not franchise their brand.

In this step-by-step tutorial, learn how you can exponentially improve your Excel skills using OpenAI's ChatGPT artificial intelligence. Write nested functions with ease, calculate the number of unique text values in a list, write a basic invoicing macro, and more, all with just a few clicks and a few basic refinements.

This video explains the basics of google sheets so that you can get started with creating tables and formulas right away. I also show you how make charts and graphs, and how to total your numbers.

In this step-by-step tutorial, learn how to pull together charts in Excel. Charts are a great way to visualize and analyze your data, and Excel offers a variety of different chart types. You have line charts, pie charts, bar charts, pivot charts, and many more.

Learn the basics of using Microsoft Excel in just 15 minutes in this video

Many economists think that an eternally growing economy is necessary to keep improving people’s lives, and that if the global economy stops growing, people would fight more over the fixed amount of value that exists, rather than working to generate new value. Which raises the question: is infinite growth possible on a finite planet? Explore how economies can balance efficiency with sustainability.

In the 1600s, the Dutch East India Company employed hundreds of ships to trade goods around the globe. In order to fund their voyages, the company turned to private citizens to invest money to support trips in exchange for a share of the profits. In doing so, they unknowingly invented the world’s first stock market. So how do companies and investors use the market today?

Explore the strategies investors use to choose stocks and learn whether it’s better to be an active or passive investor.

How can factors like inflation, supply and demand, and interest rates trigger recessions? Learn the economic basics of modern markets.

During the 1600’s, the exotic tulip became a nationwide sensation; some single bulbs even sold for ten times the yearly salary of a skilled craftsman. Suddenly, though, the demand completely plummeted, leaving the tulip market in a depression. What happened? Prateek Singh explains the peak of a business cycle known as 'the bubble'.

Use hands-on activities to explore comparative advantage, opportunity cost and specialization. Students will learn how these key economic concepts help countries benefit from trade.

A report from the Library of Parliament explaining how the Canadian dollar is valued