Collected information from both of the consumer reporting agencies (credit bureaus) and addition research is presented to provide a full picture on credit files and credit scores, including those little known “insider” secrets.
Equifax is a credit monitoring and reporting company in Canada. On this page, they give you information about how your credit score works -- why it might be high or low and how you can change your credit score by changing your behaviour
Transunion is a credit monitoring and reporting company in Canada. You can learn about credit scores (which every Canadian has) and how they are used in Canada.